Hawaii’s Better Business Bureau® offers tips to help consumers and businesses prepare for Tropical Storms and Hurricanes.
Keep necessities at hand.
· Portable battery-operated radio and extra batteries
· First aid kit and first aid manual
· Non-perishable food and water
· Essential medicines or prescriptions
Create and maintain an inventory of property: Take photos or video of all property, whether your personal possessions or your business’ equipment. Keep receipts and serial numbers for major items. Store the photos or video as well as paperwork in a safe place, away from your home or business, such as a safe deposit box at your financial institution.
Keep important numbers handy: Make sure you have access to your policy and insurance numbers at all times. While hurricanes give some advanced warning, other disasters can strike with no notice.
Read your insurance policies carefully: Read the fine print so you know what is and is not covered. It’s especially important to know what you’re entitled to receive after a disaster. Remember that most insurance does not cover flooding; you’ll need a separate flood insurance policy. And if you operate a home-based business, most homeowner’s insurance policies do not generally cover home-based business losses.
Secure your home and business: store lightweight objects, anchor or bring outdoor objects inside, remove any damaged limbs from nearby trees.
Established in 1945, the Better Business Bureau® of Hawaii (BBB) is a nonprofit organization that sets and upholds high standards for fair and honest marketplace behavior. BBB provides objective advice, free business and charity reports, and educational information on topics affecting marketplace trust. BBB also offers complaint and dispute resolution support for consumers and businesses