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11/05/2010
When faced with overwhelming credit card debt, there are a number of options on how to deal with it. BBB describes what is involved in a debt management program.
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10/26/2010
All new regulations to help protect consumers from deceptive offers for debt relief go into effect on Oct. 27. However, BBB still advises consumers use caution when enlisting help to get out of debt.
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09/28/2010
Whether it’s due to mistaken identity, an honest error or identity theft, Hawaii’s Better Business Bureau recommends taking five steps to fight back against erroneous debts.
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09/27/2010
As of Sept. 27, 2010, new rules designed to protect consumers from deceptive or abusive practices apply to for-profit companies that sell debt relief services over the telephone.
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03/16/2010
A nationwide debt collector will pay more than $1 million to settle FTC charges that it inaccurately reported credit information and pressing consumers to pay debts they did not owe.
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08/03/2009
BBB is issuing a national alert today about phony debt collectors that are calling consumers and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately.
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11/01/2006
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged.
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12/01/2005
Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money and debt management, and budgeting. Those organizations that are nonprofit have a legal obligation to provide education and counseling.
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12/01/2005
Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?
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12/01/2005
Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor
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03/01/2001
It's become an all-too-familiar headline and lead story - job cuts, dot.com failures, corporate restructuring and lay-offs.
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03/01/1999
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."
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03/01/1997
What would you do if a friend or relative asked you to cosign a loan? Before you answer, make sure you understand what cosigning involves. Under federal law, creditors are required to give you a notice that explains your obligations.
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11/01/1992
If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule.
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